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Mission Viejo Home Loans

Mission Viejo home loansMission Viejo Home Loans

Getting a Mission Viejo home loan can be a process filled with confusion. We will attempt to help you understand the process and make getting a Mission Viejo mortgage quicker and easier.

A normal conventional loan is one with 20% down payment on a purchase or 20% equity on a Mission Viejo refinance. If you have less equity or down, you should look into FHA home loans Mission Viejo.

Documents You Will Need

Get your docs in order as the lender will require the following:

  • 2 years tax returns
  • 2 years W2’s on all borrowers
  • 2 months of bank statements- all pages
  • 1 month of recent pay check stubs
  • Copy of the homeowners insurance
  • Copy of the property tax bill
  • Photo ID on all borrowers
  • A updated credit report-Lender will run this

 

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